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Night risk clause

1) Found in goods-in-transit insurance policy conditions. Restrictive clause which requires loaded vehicles left overnight to be parked in premises (ie building/yard) which are locked or guarded.

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Night-out allowance

1) Payment by hauliers to drivers when they have to stay away from home overnight. Agreements with Inland Revenue permit a certain amount of such allowance to be paid tax free, otherwise it is taxable pay (details from RHA or local Revenue office).

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